Rhode Island Side Hustle Tax Calculator
Calculate your Rhode Island state tax (3.75%), federal tax, and self-employment tax on 1099 income.
Last updated: January 2026 · Data from IRS Rev Proc 2024-40
Rhode Island side hustlers face a progressive income tax with rates from 3.75% to 5.99%. The Ocean State has three tax brackets and no local income taxes. While Rhode Island's top rate is moderate, it kicks in at higher income levels, so many side hustlers pay lower rates.
How Side Hustle Taxes Work in Rhode Island
Rhode Island uses a three-bracket progressive system:
**Rhode Island state tax rates (2025):** - 3.75% on income up to $77,450 (single) - 4.75% on income $77,450-$176,050 - 5.99% on income over $176,050
**Key features:** - Relatively wide first bracket at 3.75% - No local income taxes - Top rate only applies to high earners
Most side hustlers with typical W-2 jobs will pay 3.75% to 4.75% on their self-employment income.
What Rhode Island Side Hustlers Owe
Let's say you're a single filer in Providence with a $55,000 W-2 job and $16,000 in side hustle income from freelance marketing, with $2,500 in business expenses.
**Your estimated taxes on the side hustle:** - Net self-employment income: $13,500 - Federal SE tax (15.3% of 92.35%): ~$1,909 - Federal income tax on side income: ~$2,970 (22% bracket) - Rhode Island state tax (3.75%): ~$506 - **Total additional tax: ~$5,385**
Rhode Island Tax Deadlines 2025
Rhode Island estimated tax deadlines: - **Q1**: April 15, 2025 - **Q2**: June 17, 2025 - **Q3**: September 16, 2025 - **Q4**: January 15, 2026
Use Rhode Island Form RI-1040ES for state estimated tax payments.
Common Deductions for Rhode Island Freelancers
Rhode Island deductions for freelancers: - Rhode Island starts with federal adjusted gross income - All Schedule C business expenses apply - Home office expenses - Business mileage (67 cents/mile for 2025) - Rhode Island offers various tax credits
Rhode Island Side Hustle Tax FAQ
What is Rhode Island's tax rate on side hustles?
Most side hustlers pay Rhode Island's 3.75% rate (income up to $77,450). The 4.75% rate applies to income up to $176,050, and 5.99% only for higher earners.
Does Providence have a city income tax?
No, Providence and all Rhode Island cities do not have local income taxes. You only pay the state tax rate.
How does Rhode Island compare to Massachusetts?
Rhode Island's effective rate is often lower. Massachusetts has a flat 5%, while most RI residents pay 3.75% on their first $77,450 of income.
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This calculator provides estimates only. For personalized advice, consult a qualified tax professional.
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